The Cost of Being Uninsured

We hear on the news a lot about the rising number of people who are uninsured. Have you ever wondered what it's like to be without health insurance? I never really thought about it until I was laid off nearly 4 years ago and could no longer afford my premiums.

Since then I've learned to become a better consumer of health care and had to learn to live without a lot of things I once considered necessities.

Recently it's become more frustrating to be uninsured. A couple of years ago my doctor and I discussed a procedure that she thinks would be helpful to discovering why I've been having trouble regulating my medications. The procedure would cost $1200. Because of that, I still haven't had it.

On Valentine's Day I ended up at the Immediate Care clinic. I was sooo sick but had put off going to the doctor thinking it was a virus, that I would get better in a few days. Unfortunately I just kept getting worse. It all started the weekend before when I had trouble swallowing. As the doctor who treated me explained, had I gone to visit her then, I would have saved myself a lot of grief. I had a pretty high fever, could hardly walk and was just miserable. Turns out I had strep throat. It cost me $25 just to say hello, not counting the cost of the lab work to diagnose me and the $25 prescription they recommended. A week and a half later, I wasn't doing much better. So I called my doctor and they prescribed another antibiotic. I called the pharmacy to find out the cost and nearly fell over when they said it was $130! For five pills. My bff paid for it and thankfully I got better. I really couldn't afford not to. Shortly after I got sick my bff got sick. She too had to get a 2nd antibiotic to get over it. She was prescribed the same one I was. The difference being that with insurance her cost was $20 vs. the $130 that I paid. That just doesn't seem fair.

It's been 4 1/2 years since I've seen the dentist. I have a cracked filling but so far the pain is intermittent. I'm going to wait to have it fixed until I can no longer chew on that side or until I get dental insurance, which ever comes first. Meantime, I've become fanatical about brushing and flossing.

I've learned to live without my allergy medicince although in the past few days I'm realizing that I may have to find a way to afford it again. I'm not sure if it's the remnant of my illness or the early blooms of the season but I'm still kind of sniffly and sneezy.

The really scary thing is that in the midst of strep throat and trying to move out of my apartment last month, I discovered a lump in my breast while showering one day. I've lost 20 pounds since December so at first I thought that it may be related to that. But, here it is 3 weeks later and the lump is still there. I'm absolutely terrified. Thankfully there isn't a history of breast cancer in my family and I'm fairly young for this, but.

So, because I'm uninsured I'm going to wait and see and try not to think about it. I check it once in awhile to see if it is growing/shrinking/changing and unless it changes I'm just going to have to wait. I'm not a good waiter....

Hopefully I find employment (and insurance!) soon.